Knowledge Hub

Plain-English guides before you complain, escalate or request a review

These pages explain common consumer, finance, property, travel and digital dispute topics without turning every question into a service page.

Educational guides

Start with the explanation, then choose the route

These articles are designed for earlier-stage visitors who are still trying to understand the issue, the evidence and the possible next steps.

Consumer rights

What is Section 75?

A plain-English guide to Section 75 credit card protection, when it may apply and what evidence usually helps.

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Consumer rights

Section 75 vs chargeback: what is the difference?

Understand the practical difference between Section 75 and chargeback before choosing the next complaint route.

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Property

What makes spray foam unsuitable for some mortgages?

A practical explanation of why some lenders and surveyors raise concerns about spray foam insulation.

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Property

Why do lenders worry about spray foam insulation?

Understand the lender and surveyor concerns that can arise after spray foam insulation has been installed.

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Travel & leisure

How caravan and holiday park agreements typically work

A plain-English guide to common holiday park agreement terms, pitch fees, resale rules and evidence to keep.

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Travel & leisure

What are holiday park pitch fees?

Understand holiday park pitch fees, common extra charges and the evidence that helps when fees become disputed.

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Consumer rights

How to prepare evidence for a consumer complaint

A practical guide to organising documents, timelines and correspondence before making a consumer complaint.

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Consumer rights

How to write a complaint timeline

Learn how to turn scattered dates, messages and documents into a clear complaint timeline.

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Consumer rights

What to do when a company ignores your complaint

Practical steps to take when a company does not respond properly to a consumer complaint.

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Digital & finance

What evidence helps with APP fraud refund complaints?

A practical guide to evidence for APP fraud, bank transfer scams and refused reimbursement complaints.

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Finance

What documents matter in car finance complaints?

A practical guide to the documents that matter in PCP, HP, commission and affordability car finance complaints.

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